What you’ll need:
- A cell phone number
- SA certified ID number
- Bank account details
- Last three (6) months bank statements
- Latest payslips
- Proof of residence/address.
Choose your loan amount and term and get started.
Decide how much money you need and when you want to repay it.
Move the sliders of the home loan calculator on the homepage and decide exactly how much cash you need and after how many days you’d like to repay us. We’ll show the full cost of your loan in real-time and once you’re happy click the ‘apply now’ button. Kindly note the First Loan Application form is directly below the Loan Calculator – the ‘apply now’ button
Complete our secure online application form.
You will need to provide us with your personal information on our online application form so that we can determine if you qualify for the loan you want. You will need to provide us your certified ID number, employment details, monthly gross and net income, proof of residence as well as your bank account information. These documents you attach on the online First Application Form (Step 1) when you apply for your first loan with us.
We verify your income.
Once your loan has been reviewed and approved, we will need to verify your income. We will then verify at least three of your most recent payslips or bank statements which clearly show your personal details as well as your income for the last 3 months. Remember, these are the forms you uploaded with your first loan application.
The money is transferred to your bank account.
We will be hard at work behind the scenes to verify your income and if all the required form are attached and verified, you will be requested to complete a loan agreement and submit that to us. Once all the paperwork is completed, we then transfer the cash to your bank account. We will collect repayment from your bank account on the due date, so you just need to ensure the required funds are available.
Register on the website
Once your’ first loan application is approved and the loan agreement has been signed, you may register on our website. You will receive your username and password via your nominated email.
Maintain you’re Customer Account Information
You can now log-in to your account and update and maintain your Customer Account details. If you diligently maintain this information, for example upload your new payslip and bank statement monthly and your Customer Profile is 100% updated, you can apply for a second loan by using the second loan application on the Home Page of the website.
Kindly note, if you have not maintained your customer profile on the website, then you must use the First Loan Application form, located directly below the Loan Calculator slider.