Flexible, short-term loans up to R3000 for 31 days.

Applying is simple, our services are online from start to finish.

Try it for yourself.

How much do you need?
R500 R3000
For how many days?
4 days 31
Total you will Pay:

1 x Installment : (Interest , Fees )

Apply Now 

Please complete the the application form by clicking the icon below:

First Application     Second Application

Let’s get started.

 

Step 1: Decide how much money you need and when you want to repay it.

Move the sliders on the Loan Calculator and decide exactly how much cash you need and after how many days you’d like to repay us. We’ll show the full cost of your loan in real-time and once you have decided, click the ‘apply now’ button.

   Step 2: Complete our secure online application form

Provide us with your personal information on our online application form so that we can determine if you qualify for the loan you want. You will need to provide us with your ID number, employment details, monthly income, and expenses as well as your bank account information.  We will provide you with a decision soonest.

     Step 3: We verify your income.

We need to verify your income. You will need to provide us with your latest payslip and bank statements which clearly show your personal details as well as your income for the last three (3) months.

  Step 4: The money is transferred to your bank account.

We will be hard at work behind the scenes to verify your income and transfer the cash to your bank account. We will collect repayment from your bank account on the due date, so you need to ensure the required funds are available.

What you need to apply

  • Your SA ID number
  • Your bank account
  • Your cell phone number
  • Your latest three (6) payslips
  • Your latest three (6) months bank statements showing your income.

Our Policies

  • Renewal Policy

    No renewals of loans are automatic. All loans are subject to employment and affordability criteria. A customer will qualify for the same amount if it is re-paid successfully for three (3) times. Thereafter the limit may be reviewed depending on customers’ financial circumstances and affordability. No additional fees are charged to renew a loan. Each loan carries its standard fees in terms of Chapter 5 of the Credit Act No 34 of 2005.

    Collection Policy

    All Collections are done by NAEDO Debit orders and soon to be introduced AC (Authenticated Collections) via FNB.

    Non-Payment

    Non-payment will result in a R60 service fee charge if the loan is in arrears. Additional Interest of 3% per month may also be added for up to two (2) months. After this, the debt will be handed over to our external collection agency and their Attorneys. Not repaying your loan could impact your Credit Rating and make it difficult to qualify for finance at other Credit Providers.

    Example

    If R2000 is borrowed for 20 days. Interest: R90.00 & Fees R250.00 
    Total to Repay: R2340.00

Safe & Secure Application Process

We are registered with the National Credit Regulator, so you can register a complaint with them if you have already contacted us and feel we have not responded to your concerns or resolved the matter fairly. You can call the regulator on 0860 627 627, or send an email to complaints@ncr.org.za or if your complaint is related to debt counseling you can email dccomplaints@ncr.org.za

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